Those of us who live in the West are poised at the outset of the greatest wealth transfer in history. over the next 25 to 40 years, the baby boomer generation will transfer between $30 trillion and $136 trillion to their heirs—not to mention the additional wealth that will be generated during this time. Some of you reading this article are preparing to pass along, or to inherit, significant wealth. These numbers are simply gaudy. But where will all this money go?