The subject of “tithing” is a very important one, and easily misinterpreted. There are many preachers (in churches and on television) who will tell you that you need to “give to get.” They say that the only way God will bless you is if you give to Him. Even more, they say that the reason you should give is to get God’s financial blessing.

This has no basis in Scripture. In fact, tithing is more of an Old Testament concept (under the law) than a New Testament concept (under grace). The principle that should guide our giving is a willingness to give. The Bible says that God loves a “cheerful” giver, not one who feels obligated, or who is simply giving to get something material in return.

At the same time, if this is something that’s bothering you, you can always give something. God would never want you to go further into debt in order to give, but perhaps there is something you can do. Jesus commended the widow who gave a very small amount above those who gave out of their wealth. Here’s the story from Mark 12:41-44:

Jesus sat down opposite the place where the offerings were put and watched the crowd putting their money into the temple treasury. Many rich people threw in large amounts. But a poor widow came and put in two very small copper coins, worth only a fraction of a penny. Calling his disciples to him, Jesus said, “I tell you the truth, this poor widow has put more into the treasury than all the others. They all gave out of their wealth; but she, out of her poverty, put in everything—all she had to live on.”

This has to be between you and the Lord. Pray and ask for wisdom. Don’t be foolish, but on the other hand, listen to your heart. The Holy Spirit may be prompting you.